The Magic Move to Being in Business

Lots of entrepreneurs that I speak to spend a lot of time "being busy." They're attending meetings, answering emails and a ton of activity that fills up their schedule. They have great ideas in the middle of it all, but are so overwhelmed they fall into "productivity paralysis" and are just plain perplexed about how to really get to that next level. There's a magic move to being productive and profitable in business that no one is talking about. Before we get to the "Magic Move," we have to first acknowledge that as an Entrepreneur you should always be striving to work on your business rather than just in your business. You open up the energy around this by setting up systems. This approach allows you to be set up for growth and actually implement all those fabulous ideas you have. For example, if you're an acupuncturist instead of only treating patients all day you can explore ways to treat and reach more people at once-leveraging your time and your income. Strong systems in your business operations will create that space. I have entrepreneurs I coach who either set up or strengthen their systems as a must. For the sake of this article, we accept that as a given. Now, step into the magic move-the one that has you in joy with everything you're doing, rather than just trying to catch your breath and stay one step ahead (or filing you your time with "stuff" because you secretly feel lost about what to do next). Often, I've found that even when you have the tightest of systems, you can find yourself feeling like something is missing. Your energy is a bit blah and you don't feel jazzed to create. Even though the systems are crankin', you feel stuck. Just about every time I hear this from an entrepreneur, I know the magic move is missing; there isn't anywhere in the systems that allows for time to just be. Incorporating this move makes all the difference in the world and it's the one that is most resisted (including myself at times). Interesting, right? Let's get clear about exactly what I mean by "time to just be." I'm not talking about time to watch TV or be with family and friends-although this is important and should be part of your systems, too. I'm talking about time to really connect to that part of yourself which is a direct connection to divine, inspired action. These are the ideas, solutions, and "how tos" that cannot be conceived of, created, or tapped into when you are busy "doing" and "going 24-7." And it's the powerful, magic move that no one in business is talking about. Frankly, I believe it's because they're scared to. Traditional business doesn't operate from a place of stillness. The battle cry is, "if you're not in motion, you're losing money!" Meanwhile, money is being left on the table everywhere because folks are rushing by and too busy to see it. Even all the latest buzz about the Law of Attraction is filled with insistence to, "use this tool, this exercise, this strategy." Be sure to understand, these are very helpful, but the point of them is often lost; to bring us to that deep place of knowing that comes from being able to be. Every time I've coached a client around this magic move more money has appeared. I have one client who just created $4,500 in a half day. The inspiration to pursue this means would never have appeared had she just still been going, going, going. It works. Call To Action: Start by scheduling some "be" time. Just take it and see what happens. Write down anything that comes to you. Let it go and then return to it a week later. Mark what that experience is like (you might be surprised what happened in the week between!).

About The Author
Heather Dominick, Solo-Entrepreneur Expert, has over 10 years of teaching and coaching experience. Heather’s primary focus is in coaching entrepreneurs to identify sources for increasing business profit and making successful business changes. To sign up to receive your free business building e-course visit http://www.energyrichcoach.com

Learning To Compete In A Very Competitive Industry: Travel

Over the years, many of us have heard about the opportunities available in wholesale travel. As a consumer, we can recognize that if these wholesale travel packages are legitimate, then we will have access to vacation packages that would make the average traveler drool over their possibilities in travel destinations. When we slide the shoe to the other foot and consider wholesale travel as a business opportunity, we question whether we have the knowledge or fortitude to succeed in this type of business. Read on as we examine wholesale travel from the perspective of the consumer and the online businessperson seeking new opportunities in profit. Beware of The Discount Travel Scams While the wholesale travel industry is a legitimate industry offering legitimate travel packages, there are a few people out there offering deals that are less than favorable to consumers. The most common travel scam is the kind used to sell timeshare packages in real estate. The real estate agent will give you a free three-day package to an attractive destination, IF your yearly salary meets certain minimums AND you agree to sit down and listen to a sales pitch for timeshare properties. Now, there is nothing wrong with timeshares per se, but the methods that some unscrupulous agents employ to sell timeshares are shameful to say the least. Timeshare supported vacations are well known for their hard-sell approach to the sales process. As a result, when most people speak of discount travel or wholesale travel, the first thought that comes to the mind of most consumers is the timeshare sales pitch. As a result, consumers generally have a poor opinion of discount travel or wholesale travel, based only on their fears of timeshare selling scams. Be Aware Of Travel Restrictions With Some Packages There are three types of restrictions that may accompany some discount travel packages: * Expiration Dates: Many packages come with defined expiration dates that make them difficult-to-use by the stated due-date. Not all of us can gear up to take our vacation within the next 90 days. So, be certain to read the fine print of any offer that is made available to you. * Blackout Dates: Blackout dates were made famous by David Spade's representation of Capital One Credit Cards. Some travel rewards carry blackout dates to limit the expense of those rewards. They don't want you using your travel rewards over the Thanksgiving weekend, since that is the busiest travel weekend of the year, and prices are generally higher for that peak period. Travel rewards aside, some travel packages employ blackout dates as well. Check the fine print to make sure that any blackout dates offered with a package do not interfere with how you want to use the travel package. * Non-Transferable Vouchers: In theory, if you buy a hotel room and an airline ticket to Jamaica for the weekend and if something were to happen in your life that prevented you from using your purchased services, you could give the tickets and reservations to your best friend, so your money would not be wasted. Some travel vouchers may prevent you from transferring your vacation to another party. As always, read the fine print to know what restrictions might limit your vacation plans. In a lot of cases, even if these restrictions exist, they will not interfere with your vacation plans. But, it is far better to be aware of a limitation before you buy your vacation, than it is to find out about those restrictions when you are ready to plan your trip. How Do Service Providers Profit From Vacation Packages? Where the value of discount travel or wholesale travel packages distracts many people, is this underlying question of how companies can offer these types of packages. The consumer is confused by the whole concept of free vacations, so we will look into the profit motive here. When people are looking at an offer of a free vacation that consists of three days in a hotel room, many people are dumbfounded that such a thing could exist. If we use Las Vegas hotels and Orlando Florida hotels as examples, it is a much easier concept to understand. When a Las Vegas hotel offers a free three-day stay, they do so with the expectation that you may spend several hundred or thousand dollars in their casino. If you did not take the free stay in their hotel room, you may have taken your vacation in Las Vegas anyhow, but stayed in one of their competitor's hotel rooms. If that were to happen, then their competitor would have won your money in their casino instead. Hotels in vacation spots such as Orlando Florida may be receiving rewards from Walt Disney World to ensure that you spend your vacation at Walt Disney World, instead of Six Flags Over Texas. The hotel will receive money from Walt Disney World for your stay, and you will eat several meals and use several services at the hotel that gave you the hotel room for free. Free services frequently provide the lubrication that helps a local economy soar, so many businesses will offer rewards to the hotel chains to offer free hotel rooms to visitors. Do keep in mind that if you do get a free hotel room, there will still be a small cost to you in terms of the taxes excised on that hotel room stay. State laws mandate that all visitors pay taxes on their hotel rooms, and even though your stay might be free, you will still be required to pay the taxes on the room. How The Airline Industry Profits From Discount Air Travel When an airplane flies from New York City to Los Angeles, they always have a specific number of seats on that flight. Even if only twenty people paid for that flight, they airline would be required to make the journey, with all of its empty seats in tow. So, airlines have constructed a very unique business model to make sure their empty seats are filled. When you buy a seat directly from the airline company, you will most always pay full price for the seat. If you buy your airline seat from a travel company, you can often find discounts on those seats. Very literally, airline companies calculate how many seats they will sell on their own for each flight, and then they wholesale the remaining seats to travel agencies and other travel companies, to ensure that they will fill most or all of their seats. The travel industry will buy seats on the airplane for as much as 90% off the retail cost of a flight. Then they will turn around and sell those flights to their customers at a markup. The actual discount rate will vary by the company making the offer, since only the biggest wholesale travel companies will get the deepest discounts, and the travel agencies usually buy seats from these airline seat wholesalers. Can The Little Guy Compete In A Market Saturated by Big Players? Simply put, yes. A friend of mine at Dreams By Vasrue has built his own little travel empire selling wholesale travel packages. In a recent month, he was able to generate $18,000 in profits – these were profits, not total sales. With a saturated market filled by big names such as Travelocity, Expedia, Orbitz and many others, you would think it impossible to compete in such a crowded marketplace. But, you must remember that these big travel websites are operating as the travel agency, buying travel services at wholesale and marking up their prices to make a significant profit. This leaves the little guys lots of opportunity to reach the buying public in ways that the big websites cannot do themselves. The big websites are not in the business of offering true wholesale travel, because they are like travel agencies selling retail travel to consumers. The Lesson In This Story The lesson in this story is that the Internet is offering lots of entrepreneurs a way to stand up and compete with the largest corporations on the planet in a multitude of industries. As an online businessperson, you should always be looking for that new opportunity that could make you very wealthy. When you take the time to learn the internal workings of any industry, you will uncover opportunities to compete successfully and prosperously with the biggest names in your own industries.

About The Author
Bill Platt writes and ghost writes articles for dissemination on the World Wide Web through http://thePhantomWriters.com His company also offers article distribution services to people who write their own articles. Reach Bill at 405-780-7745 between 9am-6pm, M-F. One thing that success brings online entrepreneurs is the opportunity to travel more frequently. If you are interested in learning about wholesale travel as a way to save money or as a business opportunity, please visit http://www.DreamsByVasrue.com/ to learn more about the programs offered by Clinton Douglas IV.

Your Toll Free Number Could Be Turning Customers Away

When I launched my company, Championship Communication, ten years ago, a veteran entrepreneur advised me, "Get your toll free number right away." He argued that I would attract more clients and keep ongoing clients happy if they could call me at no charge. "But," I asked, "isn't that quite expensive?" "No, Bill, it's surprisingly reasonable, and it will be well worth the moderate cost because of your increase in customers." Following his advice, I got an 800 number and displayed it on my stationery, Web site, business card, and E-mail signature. For a decade, I mentioned that number when I was leaving a voice mail message for an out of town contact I had called and missed. Then not long ago, I started rethinking whether my toll free number was gaining business for me. Discussing this with a professional speaker colleague, I was surprised to hear him say, "People who want you to have a toll free number, so they can save three or four dollars when they call you, are unlikely to be able-or willing-to pay the professional fees your experience merits. If they are so cost conscious that they don't think they could afford to call you, then how will they change that mind set to invest in your services?" His idea startled me. At the same time, his logic seemed sound. Over the next few months, I started looking at my monthly telephone bill to see who was using my 800 number to reach me. The answer: mostly friends and relatives. Even worse, one company I had never heard about printed my toll free number as the contact number for its customer service department. I spent some agonizing times assuring callers I had nothing to do with that company. Also, I reasoned, in the era when many calls originate from people using cell phones, the savings an 800 number once promised are likely to be obsolete. With most providers, cell phone minutes used are cell phone minutes, period. Then I thought back to my twenty-three years in management. Like every manager, I fielded numerous calls from sales people who wanted to talk with me about their product or service. How did I decide which calls to return from someone whose name meant nothing to me? Simple - I eliminated the calls from strangers with toll free numbers. I knew I was in for a sales pitch, and with my packed schedule taking time for those calls would not demonstrate wise time management. Remembering that, I wondered how many people had filtered me out of their calls-to-return list since 1996 because of my 800 prefix. However, I didn't want to trust my intuition alone. So I surveyed twenty-five professional speakers I had become acquainted with through our state and national associations. Included in my survey: the speakers with the most book sales, highest fees, packed calendars, and greatest reputations. Most I reached by E-mail, and with the rest I simply checked their Web sites. The results astonished me. Out of the twenty-five, only eight have toll free numbers. The seventeen others were prospering nicely with ordinary phone lines. The most significant indicator: a speaker with a $20,000 keynote fee publishes his office and cell phones, but no toll free number. So I took the logical next steps. I called the phone company and cancelled my toll free number. I notified my friends and relatives who had been using the number that it was no longer active. The tech professional who makes requested changes in my Web site eliminated the number from those pages, and even from the "landing pages" accessed through Google. And I eliminated the number from my formal E-mail signature. Do I fret because the toll free number remains on my business card and stationery? Not really, certainly not enough to order a fresh batch of both. I'll change those eventually. Meanwhile, from what I have learned I will not be missing out with top-tier prospects. I recommend that you evaluate whether my findings match your professional niche. If your toll free number attracts mostly friends, relatives, and marketers who want you to spend money on them, it's time to switch to a traditional phone number. You'll save substantial dollars annually, and more importantly you will attract the caliber of callers you want to do business with.

About The Author
Bill Lampton, Ph.D., helps organizations “Finish in First Place” by strengthening their communication, motivation, sales, and customer service. His speeches, seminars, and communication coaching have benefited numerous clients, including the Ritz- Carlton Cancun, Gillette, Duracell, Procter & Gamble, Missouri Bar, and the Environmental Protection Agency. Visit his Web site to sign up for his complimentary monthly E-mail newsletter: http://www.ChampionshipCommunication.com Call Dr. Lampton to discuss how his services will benefit your organization: 770-534-3425. E-mail him: drbill@ChampionshipCommunication.com

The Greatest Lie Ever Told: Everyone is Your Prospect!

Outdated network marketing ideologies (some people call them lies), have made failure a common destination for most network marketers in our industry. The "everyone is your prospect" (and other tired theories), end up making you feel frustrated and incompetent, not to mention it sets you up for failure. Why? Because you go out and try to "sell" your product or your business opportunity to everybody you come in contact contact with and then feel like a loser when people repeatedly tell you they're not interested! Here's the reality: not everyone is a prospect for your business opportunity or product despite what you've been taught. Shocker huh? Although your upline and in some cases, your company has drilled it into your head that everyone is a prospect for what you're marketing, you must keep in mind you're in business and not everyone wants what you're selling. You must know that it's to your company's benefit for you to think that you have a huge market with wide-open arms just ready for your product. That's probably how they sold you on the opportunity - right? Take for example the three foot rule. The three foot rule is an offshoot of the "everyone is your prospect" theory. This is where you find a catchy phrase to start a conversation with anyone and everyone who's unlucky enough to venture within three feet of you. The goal is to "work" your opportunity into the conversation. Don't you feel phony when you do this? Don't get me wrong, there's nothing wrong with making small talk with strangers when you're out and about, but if your only reason for doing so is to get an "opening" to pitch your business, then its contrived. Besides, most people can sense when you're insincere and fake. Who do you think you're fooling? Now, think about it. What kind of role-modeling are you showing for your potential prospect anyway? After you pitch them your opportunity, the first thing that comes into their mind is: will I have to go up to strange people in public places to recruit for my business too? I don't want to do that... this is not for me. You are making your potential prospects even more resistant to your proposition with your actions and you don't even know it. But maybe you do, because the three foot rule and the other "lies" you've been practicing and believing in have not been working. It's a reality that you feel awkward prospecting this way, but your upline says it's one of the "techniques" we use. Your family hates taking you out in public places, like restaurants and stores, because they know you're going to launch into your network marketing spiel at any given moment. They're embarrassed and ashamed you work your business this way. You're like a lion on the prowl in the Serengeti! The more you conduct yourself this way, the more you feel a lost of your dignity. You feel like a schmuck, like the creepy guy that sits alone in the back of a movie theatre watching a children's flick and talking to himself. Despite what you've been told, not everyone is your prospect. That can never be! Some people are happy working a job. Some people are so fearful and distrustful of business people that they could never muster up the courage to become one of them. Some people don't like risk. Some people just aren't qualified to be their own boss. By now, if you've done the three foot rule for any length of time, you know that it is not a good use of your time. In fact you are getting frustrated and angry that you have to resort to such tactics, but you feel you are obligated to use any wacky prospecting technique your upline comes up with. If your upline told you to dress up as a clown complete with the big red nose and rainbow curly wig and go door to door prospecting, you'd do it because your upline told you it worked. You want to be teachable and trainable, so you do anything they tell you to do, much to your displeasure. Around about now you are ready to quit. You've had enough of the "everyone is your prospect" lie and other lies. The reason you are not having much success is because... You are not going after your target market! Your job is not to convince, bribe or convert anyone into having a business. Your job is to talk to people who are on the same page as you. In other words you want people who are actively seeking out a solution to their problem and you want them coming to you first. When people seek you out, you are seen as an expert. When it's the other way around you are seen as a pest and a desperate one at that. Why would you want to waste valuable time trying to convince uninterested people of your opportunity or to try your product? The reality is that if you keep believing the "lies" or the ineffective marketing techniques your upline is telling you to do, you will not have much success if any success at all. If you want to have massive success you must go after your target market. I promise you that you will drastically reduce your chances of failure in this industry by doing so.

About The Author
For free eBook to see what "lies" are keeping you from success, please visit: http://www.NoMoreMlmHype.com. Corrisa Malone is a home-based business entrepreneur, consultant, Internet marketer and writer. The owner of a successful home business, Corrisa's writing comes straight from the heart, with a nononsense approach to network marketing and the home-based business industry. She specializes in helping people succeed in their network marketing business.

Permanence of Paper

Historically, most of society’s writings and visual images have been recorded on paper. However, paper is an organic material and is subject to deterioration caused by chemical, physical and biological agents. While documents on paper several hundreds of years old have endured, most paper manufactured in the last two hundred years has a limited storage life due primarily to acidity induced as part of paper manufacturing processes used during that time period. Exposure to acidic air pollutants also contributes to paper degradation. Chemically this degradation is a result of acid hydrolysis of the cellulose polymers which are themselves responsible for the intrinsic strength found in paper sheets. The hydrolysis reaction are also autocatalytic since they produce additional acid products which themselves further increase paper acidity and accelerate degradation occurring. Since untreated paper is too absorbent for the application of inks, hydrophobic fillers also called sizings are added to paper surfaces as part of the manufacturing process which can also have an impact on paper permanence. Sizing impacts absorption of liquids to prevent feathering of inks and dyes and to provide a crisp image. Paper made before the 19th century was often made by hand from linen and cotton rag materials which are excellent sources of high cellulose, long fibers. Gelatin, from animal hides, was used to size such papers and because the resulting papers were neutral to only slightly alkaline they had very good storage properties. The paper machine appeared at the end of the 18th century, and as the demand for paper outpaced sources of available gelatin, cotton rags and linen, wood fiber took the place of cotton and linen. However, wood has shorter fibers and lower cellulose content along with lignin so that chemical methods had to be developed to free fibers from wood and other plant matter to supply the increasing amounts of paper furnish needed. Mechanical action [“beating”] to soften and bleaching to whiten these new materials yielded pulps that could be laid down by machine as a sheet with subsequent drying to form paper. Gelatin was replaced in the early 1800s with rosin which was mainly abietic acid isolated from pine resin. Alum (papermaker’s alum or aluminum sulfate) was used to precipitate the rosin onto paper forming an alum/rosin sizing. Aluminum sulfate reacts with water - and produces sulfuric acid – and production of paper on the paper machine demanded additional alum, so papermakers often used the salt in excess. The industrial revolution added outside factors such as air pollution and acidic oxides of nitrogen or sulfur and ozone to the environment. Early bleaching processes using chlorine and hypochlorites, strong oxidizers, also degraded the cellulose and reduced its strength. All of these led to diminution of paper properties. Fortunately, bleaching processes have totally significantly over the past few decades and the chlorination and hypochlorite steps are no longer used resulting in less damage is done to resulting fiber. The strength of paper results from a combination of factors. The most important is the condition of cellulose, in particular chain length. Cellulose is made up of repeating units of glucose monomers and the number of glucose units present provides a measure of degree of polymerization (DP). In native cellulose from wood DP is about 10,000. Depending on the nature of the pulping and bleaching, the DP of processed cellulose falls to a range of 600 – 1100. After this reduction the paper fibers are still quite strong, but fiber strength is highly dependent upon retaining this DP and acids break cellulose bonds randomly often cutting the cellulose polymer in central regions. These attacks drastically reduce the DP of cellulose and quickly weaken the fibers. Alkalis also attack cellulose, but by a different mechanism, in which only end units are removed (end peeling) so that alkaline degradation has much less effect on reducing DP (Bristow and Kolseth, 1986) Some low quality papers such as groundwood for newsprint also contain high amounts of lignin. Lignin contains phenolic entities sensitive to light which develop chromophores or conjugated double bonds in the chemical structure which can absorb light in the visible range. This makes paper containing high amounts of lignin very prone to discoloration or yellowing. While there is no doubt that lignin in paper contributes to its discoloration, there is little evidence to show that paper containing lignin loses strength faster than paper of similar quality without lignin (Luner, 1988). However, standard specifications for durable paper allow no more than 1% lignin, for papers used in archives, libraries, and other permanent records. In addition to the acid nature inherent in paper and the exposure to acidic air pollutants, it is now known that exposure of stable or acid free paper to acidic books and papers – as in a library or archive – will lead to deterioration of such seemingly stable documents stored within the same collections (Smith, 1999). Other threats to permanence include those from water and fire damage, theft, and vandalism or biological agents. These are problems while not inherently present with paper materials have been addressed in depth by the Northeast Document Conservation Center (NDCC, 1999). Because of its importance to society, the permanence of paper is addressed in a significant and growing literature much of which has been generated by the community of archivists and librarians.

About The Author
J.B. Zicherman, Ph.D. is an expert in the field of paper preservation. He has developed several products to help amateur scrap-bookers and professional archivists deacidify paper and significantly increase the life of important document, photos and other papers. For more information on Dr. Zicherman and paper preservation products please visit his site: http://Scrapbook-Archivers.com.

Your Greatest Asset

Your greatest asset is your own customer list. These people have already purchased something from you in the past. If you've delivered as satisfactory product, they are very likely to buy from you again. The easiest sale you'll ever make is to an already established customer of yours. They already trust you. They feel comfortable in dealing with you. You've delivered what you said you would so a certain degree of trust has already been established. Your customers are probably quite confident that you wouldn't sell them something that wasn't in their best interest. The high road to increased profits always takes the route of established customers. There's always an expense associated with finding a new customer. Regardless of the marketing method used there's always an investment required in establishing a customer whether in terms of real dollars or human capital. Once you have a customer, any subsequent sale is made without the cost of locating that customer. The cost or finding a new customer is proportionally much higher than the cost of retaining an existing customer. Keys To Success The secret of capitalizing on your customer base is to continually feed them with new products and services you know they'll want. This is no time to diversify into completely new areas. Everything that you make available to your customer list must be compatible with what made those people customers to begin with. Whatever subsequent products and services you offer must be related in some way. Think of your customers as belonging to a specific group. They're gardeners or small business owners or health enthusiasts. Whatever you offer must fit that product niche. Always be on the lookout for new things you think your customers would gladly pay for. And give customers first crack at any of these new products and services. If you can offer a discount, that's even better. By letting them in on new products and services, you're giving them priority customer status, an added value of doing business with your firm. Be careful not to overdo it. You don't want to annoy anyone, least of all your customers. Allow enough time and space between customer contacts. How much time you allow between mailings or calls depends on the nature of your business. Examples When a clothing store receives a shipment of new designs, they should first notify all previous customers who've purchased in the same price range. All the store has to do is contact these customers by phone or by mailing invitations to a special event where this new line is unveiled. Suggest to customers how additional new outfits can be created by mixing and matching and you've provided an extra service that will help retain customers. This approach would seem natural for a wholesaler who relies on distributors or retailers to act as re-sellers. By showing your new merchandise and suggesting ways to move more of it, you're providing a valuable service while keeping in touch with your customers. A self-published author of book on camping tips, should come up with natural additions to his product line to sell to buyers of his book. Things like maps of parks, local facilities, lists of "must-see sites" or specialty camping equipment, could all be add-ons made available to the author's buyers. One final note; in order to start making more sales and build your business empire – you must become an avid student of lead generation and marketing strategy – the high-payoff items necessary for you to magnetically attact new clients to skyrocket your profits. Copyright (c) 2007 Joe Heller

About The Author
Joe Heller, President Trust Cycle Selling 713.927.4494 :: 1.888.543.5537 Joe.Heller [AT] TrustCycleSelling.com http://www.TrustCycleSelling.com

Are You Famous or Focused?

Are you famous or are you focused? Let's start with "famous". When people look at you, what do they say that you are famous for? Are you famous for procrastination…negative words…poor time management…What are you famous for? Let me share with you what I am famous for. I am famous for consistent, structured, focused daily strategies and techniques to live a victorious life. I know…that is a pretty strong statement! You see, I would rather be "focused" than famous. I am focused on success. I am focused on assisting you in achieving you dream and discover the greatness that is inside all of you! Forget about being famous, let's be focused. Be focused on your dreams…be focused on providing for your family…be focused on building a huge team…be focused on Finding Your Why! Let's commit today to become focused and start changing people's lives. Millions of people world wide watch shows like "Who wants to be a Millionaire" or "Lifestyles of the Rich and Famous". The interesting thing is that everyone sitting on the couch with a bag of popcorn watching these shows are broke. Why? Because they are famous for sitting back and watching shows on other people being famous. How about we flick the switch in life from famous to focused. Stop dreaming of other people being famous and start being focused on your own destiny! You must laser-focus in on your success and demolish procrastination and create action. Demolish resolutions and create results! Let's demolish fear and create faith! How is this all possible by simply being focused. How do people become gold medalist, super bowl champions, etc? They take charge of their lives, hire a coach and become focused. What are you? Who are you? Where are you going? How are you going to get there? More importantly, why are you not focused? Those that know their "Why" are very focused. I am focused on my Why of changing lives of Champions worldwide through my coaching, mentoring, seminars and success library and creating massive success in those Champions lives! Do not allow famous to get in your way of being focused. Make a commitment today to forget fame and become laser-focused! Let's get focused and know your Why! Let's go out and impact the world one heart at a time. Focus creates success and Fame creates problems. It's your decision…become focused and live your dream!!!

About The Author
John Di Lemme shocks millions globally by exposing the truth about how to achieve monumental life success despite the labels that society has placed on you. Through his award winning live seminars, power-packed training programs, live tele-classes, weekly ezine and website (http://www.FindYourWhy.com), John Di Lemme has made success a reality for thousands worldwide.

Protect The Merger Or Sale Value Of Your Business: What You Can Learn From The DaimlerChrysler Debacle

In the heat of summer 1997, Daimler Benz purchased Chrysler for 37 Billion Dollars in a reported business merger of equals. Now, not quite 10 years later DaimlerChrysler is selling Chrysler for a reported 7.4 billion dollars for 80% of the firm. If the loss of 30 Billion Dollars in business value is not bad enough apparently the entire purchase price being paid by the buyer Cerberus will be placed into Chrysler and not retained by Daimler. How did this happen and what lessons can you learn when planning the sale, merger, or valuation of your privately held business? When Merging Or Selling A Business, It's Business Profits Not Sales Revenues When Daimler purchased Chrysler, Chrysler was having record revenues of 61 Billion Dollars and net earnings of 2.8 Billion Dollars. Revenues and profits were growing rapidly. Exciting new product lines were eagerly accepted by the market. The resulting projected cash flow would pay for the purchase. Now, in 2007, Chrysler has revenues of 62 Billion Dollars and a 1.5 Billion Dollar loss with no projected growth and no current cash flow for financing. This proves one more time that cash flow is the basis of traditional companies' business value. To increase business value and business merger sales price, maximize your cash flow during the lead-up and sale period. The Importance Of Business Cycles When Selling Or Merging When Daimler bought Chrysler the auto industry as a whole was having record years. The three American automakers were selling cars like hotcakes. Costs had been brought down to where Chrysler was a low cost provider. Compare that to the current industry weakness with reports of overcapacity, impending layoffs and inability to compete because of health care and retirement costs. Yes, the overall industry cycles do matter in the pricing of a business at the time of sale. Sell on the up-cycle. Up-cycles provide prospective purchasers with cash to buy your business and up-cycles provide your business with profits to sell. Selling Period - Desperation Does Not Increase Price When reports that Chrysler might be sold hit the street it was clear that Daimler was having a fire sale. Great for a buyer but a very tough negotiating position for a seller. Don't wait until even the "business challenged" can tell you must sell. If you wait too long before you start the business sale or merger process the bottom feeders will win. Maintain Your Core Strengths When Looking to Merge When Daimler purchased Chrysler a new design center had been completed allowing Chrysler to bring cars on the market in three years or less. This allowed them to compete with stylish exciting cars. Daimler, in an effort to milk profits, did not bring out a new car for three years prior to 2006, destroying this design leadership position. People bought Chryslers because they were an affordable style, not because they lasted forever. So what was left when there were no new models? Protect Your Brands While some may question Chrysler's brand value no one can seriously question Jeep's value. Jeep was very close to the Marlboro Man in American mystique. Yet Daimler let Hummer take Jeeps prized position as the "American Badlands 4 Wheel Drive Experience." Daimler, in 2007, finally brought out a Hummer competitor - right in time for a spike in gas prices. Always protect your brands and the value inherent in them. Chrysler invented the minivan. Chrysler still has some very nice minivans. Yet in the day of the "crossover" or mix of SUV and Minivan, where is Chrysler's entry? What happened to the design studio again? Keep Your Talent, They Are Your Business In the name of efficiency Daimler didn't let Chrysler keep dancing the dance that got it to the ball. In a merger originally billed as a marriage of equals it very quickly became clear that the superior equal was Daimler. After all, they were the purchaser. But why chase off the talent you paid dearly for? Always keep your key people on the team if you want to maximize your sales or merger value even if you must share some of the rewards with them. Based on Chrysler's revival from death in the 1990's, someone there clearly knew what they were doing. It is a fatal mistake to lose your best people or worse yet force them to turn to your competitors. Final Thoughts On Business Value With the advantages of hindsight, it is clear that Daimler has made about every mistake possible thereby destroying the value of the Chrysler subsidiary. Chrysler lost profitability because it stopped being Chrysler. Chrysler lost its affordable style position when it lost its design edge and design speed. It lost much of the value in its key Jeep brand by not staying up with changing trends. These and many other mistakes took Chrysler from record profits to huge losses. Daimler bought in an up market cycle and sold in a down cycle. As a final insult, Daimler did not even allow a reasonable time on the market for the transaction to be negotiated. Avoid making these mistakes when looking to sell or merge your private business. In order to earn the greatest return when you sell or merge your business, make sure your profits are increasing, you are running with the business cycle and you follow a proper merger and sales process. (c) 2007, Gregory Caruso.

About The Author
Gregory Caruso, CPA, Attorney, and Certified Valuation Analyst, is a Gregory Caruso, CPA, Attorney, and Certified Valuation Analyst, is a Principal at Harvest Associates in Baltimore and Bethesda, Maryland. He is the author of the book 11 Secrets to Selling Your Business and an expert in privately held business mergers and acquisitions with over 20 years of experience. To obtain a free initial consultation, arrange a speaking engagement, or order the book, contact Greg at 877-838-4966, gcaruso@harvestbusiness.com or http://www.harvestbusiness.com/

The Secret to Becoming Rich

Napoleon Hill, the author of Think and Grow Rich, believes that a person does not have to be a genius to become rich. Any person can become wealthy if he thinks positively and has a deep desire to achieve his goal. Positive Thinking: You must see your financial dreams and know that you will be able to attain them. You must already own them. If you begin making up every rationalization under the sun why you can't succeed, pinch yourself. You have to discipline your body and mind to think positive thoughts. Teach yourself that those kind of thought patterns are unacceptable. You can obtain greatness, even if you are not the smartest, most talented, or best looking person in the world. Success is your if you'll just allow it to come into your life. Don't underestimate the power of your thoughts. Burning Desire: Hill tells a true tale of a man named Edwin Barnes who desired to become Thomas Edison's partner. Most of us would have scoffed at him had we lived back then. Edwin Barnes was a nobody. Nevertheless, he had a deep desire, a life dream, and he was determined. He went to Thomas Edison and convinced him to hire him. He did not instantly achieve his dream, but he worked hard and ultimately became Thomas Edison's partner. This was a feat everyone thought was impossible. Edwin Barnes followed these 7 steps to gain this great success: 1. Choose a definite dream. 2. Put all your energy into that dream. 3. Be willing to do menial work at first. 4. Visualize your dream. 5. Form a strategy. 6. Endure through the hard times. 7. Eliminate any way to retreat. As you focus on obtaining your goals, answer these questions: What is the exact amount of money I want? What am I willing to sacrifice for it? What exact date do I want this money by? What is my strategy? Don't forget, to successful people, there is no such thing as "defeat." What looks like defeat is no more than a great opportunity. Start creating opportunities out of failures and being successful today! NOTE: Use of this article requires links to be intact.

About The Author
To learn more about obtaining wealth visit our Rich Dad Poor Dad page. A college student herself, Elise Fisher enjoys writing articles to help college students learn more http://About-Student-Loans.com and other finance options

Freelancing as A Career Option

Home bound workers can either consider telecommuting or freelancing. While telecommuting may keep you out of your home for some hours a week, online freelancing is a good way to make money if you are forced to stay at home. For example, homemakers, part-time students, retired folk, or others who wish to supplement their income from jobs or businesses can all consider freelancing. Freelance Skill Sets You can start earning as a freelancer as long as you have skills that someone is willing to pay for. For example, writers, web designers, photographers, and programmers can earn a substantial income by creating articles, websites, portfolios and software from home. The Internet is a hot and viable source of income for freelancers from around the world. Your target customers can be webmasters, online business owners, blog owners etc. For example, blogs and wikis are hot sources of income for freelance writers nowadays, and there's no reason why you can't tap into this market if you possess good writing skills. Freelance Income On the flip, your income may fluctuate from one month to another. As with all businesses, freelancing does not guarantee a stable paycheck at the end of the month. So keep a small kitty reserve for dry days or have another source of income for which you can work part-time. Be prepared to accept boring, low-level work initially just to keep the cash flow strong. Once you get a good reputation for providing original, high-quality work at reasonable price, then clients will flock to you. Freelance Advantages Probably the best thing about freelancing is that you get to work at your pace, in your own hours, from home, and be your own boss. That means, your shop is open 24x7. And as long as you provide good quality work and meet deadlines, your clients will remain happy with you. In order to be visible, you also need to be seen and heard in the right places, like forums, blogs, online groups, etc. Spend time everyday to visit such sites because they are invaluable repository of freelance gigs and email addresses of prospects. Alternatively you can sign up with freelance sites like Elance.com, GetAFreelancer.com and Scriptlance.com where you can start bidding on projects and snag a few as early as today! To conclude, a freelance business is one of the best ways to earn money from home and to work for your own self. If you've got a fair amount of time on your hands, maybe you too should consider freelancing as your full-time career alternative or supplementary income source. (Hint: While you can find plenty of lucrative freelance assignments on Elance, the other sites mentioned above generally tend to feature lesser-paid projects. However, if you're just starting out as a freelancer, the competition on Elance can prove to be really tough. So you might want to first try GAF and Scriptlance to build up your portfolio, and then go for Elance.)

About The Author
Lewis Low is the founding editor of OnlineBizPromo.com. For more Practical Online Business Ideas and Work-From-Home Opportunities, visit his Work-At-Home directory at http://www.onlinebizpromo.com/

There Are Thousands Of Used Tractors To Choose From At Mascus Online

The world's largest dealer sales forecourt is open for business You can buy anything online these days - and that includes used tractors. More and more companies in construction and agriculture are turning to the Internet to source anything from tractors and lawnmowers to excavators and harvesters. "The Net is the world's largest depot forecourt," says Robert Tate, UK and Ireland Regional Manager of Mascus, an online marketplace for used equipment. Resistance to change always takes time to overcome. Customers still to want to kick the tires and cast a critical eye over the engine before making a significant investment in something like a tractor. According to Robert, their fears are unfounded. "The Internet is built on trust and transparency, the more honest information the seller provides, the more likely a buyer is to make an enquiry. The next time they will buy without viewing!" Robert believes that buying a tractor on the Internet is little different to handing over cash in person, but with the added advantage of vast choice. "The common misconception people have before they go online is that they will have to make a blind purchase. This is simply not true," Robert argues. "Sellers can post up to six images on our site, as well as specs and their own comments. If potential buyers don't like what they see, there are plenty of other tractors to choose from." This is the key to the success of online marketplaces. Mascus currently list over 2000 used tractors from all over Europe on its website, from those under 40 horsepower to heavyweights exceeding 200hp. All the major brands are there, including John Deere, New Holland, Case IH, Massey Ferguson and Ford. "It only takes a couple of clicks to find exactly what you are looking for," Rob says. An online marketplace like Mascus.com is also perfect for anyone selling a used tractor. "Setting up a want ad to reach thousands of buyers across Europe is quick and easy," he says. "The market for used tractors and agricultural machinery is growing fast - particularly in Eastern Europe, where EU farming grants specify that old equipment is updated. Back load transport is cheap, so taking advantage of great deals in other countries makes sense." Mascus, founded in Finland, is expanding quickly, too. The site is currently available in 17 languages and currencies. Rob and his colleagues at Mascus know that bringing buyers and sellers together on line makes sense for everyone involved: "The market for used machinery is huge. Thanks to the Internet, everyone's a winner."

About The Author
Robert Tate - UK and Ireland Regional Manager of Mascus, an online marketplace for http://www.mascus.com used equipment and machinery, from http://www.mascus.com/browse.asp?nav=4&catalog=tractors used tractors to diggers and trailers plus much more. mailto:robert.tate@mascus.com

Easy Motor Loans: Now Buy A Car At Your Comfort

While looking for a car loan, borrowers prefer an option where they have the least hassles in addition to low rates of interest. Easy motor loans are a quick answer to this. They provide you with the best of terms and conditions that make it an appropriate option to avail. Before looking for easy motor loans, the borrower should make some effort in deciding beforehand and work out the details about the motor that he wants to buy. The model of the car, the make, accessories etc all have to be decided before the borrower applies for the easy motor loans. The borrower should make sure that he has the easy motor loans approved before he goes to the car showroom so that he is not lured away from his pre-decided specifications by the showroom owner for some other deal. While applying for easy motor loans, the borrower should be careful about any hidden fee and processing charges which may amount to a lot. Easy motor loans can be secured by pledging the very same car as collateral. This will help him in obtaining a lower rate of interest. Unsecured easy motor loans help the borrower in obtaining money for the car without any security. The amount that is borrowed has to be repaid in a term of 2-7 years. The term is short as the value of the car starts to depreciate after this duration. Bad credit borrowers can also avail easy motor loans. The rate of interest charged is slightly higher than the usual but that can be cut down with the help of proper research for finding a suitable lender. Online research can help a lot in finding easy motor loans. Quotes can be obtained online and then a proper comparison of these quotes can help in finding a suitable deal for easy motor loans. Easy motor loans are a very comfortable way to borrow money for buying a car. The terms and conditions provided are suitable to the borrower. Easy motor loans thus prove to be a highly borrower-friendly deal.

About The Author
Eunice Scott is a financial advisor at MotorLoansUK and provides advices on finance and insurance. In recent years he has taken up to provide independent financial advice through his informative articles. To know more about Easy Motor Loans visit http://www.motorloansuk.co.uk

Car Loans UK - Drive Bargain at Car

There are several factors that should be analyzed in detail before taking any kind of decision regarding considering a car loan. If individual needs to buy a new car from the market, a reliable one, and then the individual should inquire about all the minute details regarding the car, the benefits he is supposed to enjoy after buying a new car. Buying new car also decreases the hassle of dealing with the existing or the previous owner. But for all these enticing benefits, the individual has to pay a huge lump-sum for buying the new car. And coming of the car loans UK in the money market, individuals find it easy to be financed. For taking car loans UK, the past records of the credits of individuals are checked. People with a strong credit background need not pay much as interest for their car loans UK, but for the people with weak or bad credit background need to pay higher auto loans interest rates. The credit scores are also the determining factor for deciding on any car loan that is to be considered. Always individual should negotiate the price before you reveal that you are thinking about dealer car loan UK financing. If they know ahead of time that you plan to finance, they frequently try to confuse the issue by giving you a lower rate on a higher price or a lower price at a higher finance rate. Also, it is very important to investigate other sources for a car loans UK before the final signatures on the finance papers. Investigate you financing options and find out from banks or credit unions, if they have any special deal right now. Applying online just takes a matter of minutes to complete. You will need your personal information, employment history, and loan amount desired. A smart idea is to apply for a slightly higher amount than one expects to over any licensing fees or other costs. After submitting your information online, the application is reviewed. And, borrowers avail the required sum within some days.

About The Author
Julia Russell works as an executive in financial department for Car loans UK. She has a lot of experience in finance field. To gain more information about car loans uk, used car finance, new car finance visit http://www.securedcarfinance.co.uk

Secured Car Finance – burden less loan for buying dream car

When you are buying car through a loan, you must ensure that the loan is never a repayment burden on your income and overall finances so that you enjoy a burden less car driving. Secured car finance is considered as a sure shot way of taking a loan at low rate of interest and that goes a long way in saving money as well. Secured car finance can be availed for buying a new or used car of any make and model. Even bad credit borrowers are at ease in taking secured car finance. Secured car finance is given against the borrower’s home or any valued property pledge as collateral. Even the very car you are buying can be put as collateral. The lender will take the car deal paper in possession and will return after you have paid the loan back fully. Till that time you can of course enjoy driving your car. The advantage of secured car finance is its lower interest rate. If your credit history is excellent or good the rate can be reduced. Lower interest rate reduces your monthly payment for the loan installments substantially so that you are at complete ease in repaying the loan in time. Another advantage of secured car finance is that you can borrow greater amount for buying a new car. The loan amount depends on value of property put as collateral. However you would not be approved a loan that is more than the market value of the car you are buying. Also note that secured car finance is a short term loan. You are supposed to return it in 5 to7 years as lenders would not like to take risk. The car may loose its value in longer duration. Do not worry if you have late payments, payment defaults, arrears or county court judgments. Despite a blemish credit history a lender will approve secured car finance as you have cut lender’s risks by offering your property as collateral. Make sure to compare lenders so that you avail secured car finance at competitive rate. Search internet well for a suitable lender and clear the loan installments regularly for improving credit history.

About The Author
Julia Russell works as an executive in financial department for Secured Car Finance. She has a lot of experience in finance field. To find Secured car finance, bad credit car loans, secured car finance, used car finance, new car finance, personal car finance visit http://www.securedcarfinance.co.uk/

Secured Car Finance – burden less loan for buying dream car

When you are buying car through a loan, you must ensure that the loan is never a repayment burden on your income and overall finances so that you enjoy a burden less car driving. Secured car finance is considered as a sure shot way of taking a loan at low rate of interest and that goes a long way in saving money as well. Secured car finance can be availed for buying a new or used car of any make and model. Even bad credit borrowers are at ease in taking secured car finance. Secured car finance is given against the borrower’s home or any valued property pledge as collateral. Even the very car you are buying can be put as collateral. The lender will take the car deal paper in possession and will return after you have paid the loan back fully. Till that time you can of course enjoy driving your car. The advantage of secured car finance is its lower interest rate. If your credit history is excellent or good the rate can be reduced. Lower interest rate reduces your monthly payment for the loan installments substantially so that you are at complete ease in repaying the loan in time. Another advantage of secured car finance is that you can borrow greater amount for buying a new car. The loan amount depends on value of property put as collateral. However you would not be approved a loan that is more than the market value of the car you are buying. Also note that secured car finance is a short term loan. You are supposed to return it in 5 to7 years as lenders would not like to take risk. The car may loose its value in longer duration. Do not worry if you have late payments, payment defaults, arrears or county court judgments. Despite a blemish credit history a lender will approve secured car finance as you have cut lender’s risks by offering your property as collateral. Make sure to compare lenders so that you avail secured car finance at competitive rate. Search internet well for a suitable lender and clear the loan installments regularly for improving credit history.

About The Author
Julia Russell works as an executive in financial department for Secured Car Finance. She has a lot of experience in finance field. To find Secured car finance, bad credit car loans, secured car finance, used car finance, new car finance, personal car finance visit http://www.securedcarfinance.co.uk/

Get a Lot Done With a Caterpillar Wheel Loader

Caterpillar is one of the largest manufacturers of heavy machinery in the world. Their offerings include, trucks, excavators, mining equipment, and of course, the Caterpillar wheel loader. Caterpillar offers a complete line of these machines, including the world's largest wheel loader – the 994F. Whether you need the relatively small compact model 904B, at 9,800 pounds and operating at 52 horsepower, or the hulking 994F at 430,000 pounds and 1,463 horsepower, there's a Caterpillar wheel loader for your job application. Choose from different attachments, depending on the Caterpillar wheel loader you decide to buy, like an angle broom, high dump bucket, or light material bucket. Caterpillar wheel loader cabs offer comfort and modern design to make using these piece of heavy equipment easy and pleasant. Improved viewing range has been created by adding floor length windows, compacting the dash, and contouring the hood so that it blocks a minimum of viewing area. Controls have been simplified to a standard joystick that lets you control most aspects of your Caterpillar wheel loader's operation. The cab's also spacious, with lots of room to store equipment and other necessary objects. It features an adjustable seat with suspension to give you an easy ride, no matter what the terrain, front and rear wipers, power sockets, and a tool box you can lock for security and convenience. The dash of a Caterpillar wheel loader is easy to read, with back lit displays that are sealed to keep dust and water from putting them out of service. Larger models of Caterpillar wheel loader offer add ons like coal and rock buckets for heavy duty tasks, and operate on powerful engines. They include strong joints and seals throughout the Caterpillar wheel loader to make sure that everything stays functional, even with rough use. Advanced engineering means that the brakes, engine, and other systems have been designed to increase efficiency and decrease wear and tear. The Caterpillar wheel loader is a well designed machine for any use. If you're considering getting a wheel loader, look to Caterpillar. There's a model of Caterpillar wheel loader to fit your job. Caterpillar certified dealers are easy to find, and can help you determine just what you need in a piece of heavy equipment. Caterpillar also offers a great service plan and OEM parts to make sure that everything keeps running the way you want it to. For lasting durability and power, many people have relied on Caterpillar for decades. Using a Caterpillar wheel loader in your work can help you get more tasks done in less time, and will last through even the toughest jobs. Caterpillar is among the world leaders in heavy machinery. Join many satisfied customers, and test a comfortable, well designed, new or used Caterpillar wheel loader today. You could be pleasantly surprised by the experience.

About The Author
René Knops is an avid writer. He enjoys construction and heavy equipment. Backhoes He owns and operates http://www.backhoeshelper.com BackhoesHelper.com

Reasons to Choose a Bobcat Loader Backhoe

Bobcat started making compact loader backhoes in the 1990s. They're a rather new arrival on the backhoe market, meaning that some contractors haven't even heard of them. If you're considering using a small backhoe, whether for only one project, or for use by your company, you may wish to look at the Bobcat loader backhoe. These little machines pack a lot of power and productivity for their size. If you have a job that needs done, but which doesn't require the longer reach or size of a full sized loader backhoe, consider getting a Bobcat loader backhoe. For jobs on small or crowded sites, ease of transport, and price, a Bobcat loader backhoe is a great choice. To fit your every need, Bobcat produces all wheel loaders with a skid steering option, compact track loaders, and skid steer loaders. All wheel loaders allow you to reduce disturbance of your surface while retaining excellent maneuverability. Bobcat loader backhoe models with tracks give you more power and an increased lift capacity where terrain damage isn't a worry, and have unequaled performance on rough terrain. You can extend your working season after the ground gets rough or slick with a Bobcat loader backhoe on tracks. A skid steer Bobcat loader backhoe gives you a compact shape for tight work, and an excellent reach for such a small machine. Whatever your preferences for wheel design and steering, your compact Bobcat loader backhoe is dependable and powerful, but great for accessing tight spaces. If you need to work on a site with narrow gates, closely spaced buildings, low overhangs, or restrictions on the weight of machinery, a Bobcat loader backhoe can solve your problems. They help meet towing restrictions if you don't have a large trailer, and do less damage to the ground beneath them than conventionally sized backhoes. A Bobcat loader backhoe can help you increase the number of working days available to you every year, and let you get more work out of every day. Contractors and excavators should consider a Bobcat loader backhoe to help with their business. Homeowners looking to do a big landscaping or renovation project can rent a Bobcat loader backhoe at their local equipment dealer, letting them get the job done faster than ever. You can benefit from a Bobcat loader backhoe in many industries – not just construction. In agriculture, groundswork, landscaping, industry, and many others, a Bobcat loader backhoe helps you get the job done. You can get more done in less time, and hire fewer people to do it. Whether you need to move snow, earth, or straw, a Bobcat loader backhoe is there to help. People have even used these powerful little machines to help with maintaining their horses! Other equipment has a hard time keeping up with a Bobcat loader backhoe. Test out one of these hardworking pieces of equipment today, and see the difference it could make in your line of work.

About The Author
René Knops is an avid writer. He enjoys construction and heavy equipment. Backhoes He owns and operates http://www.backhoeshelper.com BackhoesHelper.com

Fighting Back Against Speeding Fines And Penalty Points

Fighting Back Against Speeding Fines And Penalty Points The hard pressed UK motorist is, and always will be considered a soft target in the eyes of the individual, the law and the numerous motoring associations. And not without good reason. Any rise in the cost of oil prices is almost immediately passed on to the motorist at the petrol pumps. Every budget offers the Chancellor another opportunity to raise the cost of the Road Fund Licence (car tax), and, although insurance companies are currently cutting each other's throats to offer us cheaper cover, they'll fight you all the way should you be unlucky enough to have to make a claim. Then there are congestion charges, wheel clamping campaigns and ever increasing parking fees to contend with, especially near airports and in hospital car parks. But, top of the list of all the motorist money squeezing opportunities is without a doubt, the speeding fine. Almost every driver will break the speed limit of some road at some time, either intentionally, due to some urgent 'mission', or most likely because of a momentary of lack of concentration. There are currently than 5,400 static camera sites in the UK and just under 3,500 mobile speed units in operation, so just about anyone is likely to get caught at any given time. Unfortunately for some, they will get caught more than once, which could leave them in very precarious position concerning their future driving excursions. It's reported that almost a million motorists in the UK are on the brink of facing a driving ban due to the 12 point totting up system. And with 2 million motorists falling victim to speed cameras and mobile units last year, there's obviously no shortage of future potential disqualifications lying on the file. The Safety Camera Partnership, operating under the guise of a road safety campaign organisation, is considered to be one of the most profitable government 'businesses' of all time, raking in more than £120 million in fines during last year alone. Yet according to Safe Speed, the road safety campaign organization, around 95 percent of road crashes have absolutely nothing to do with speeding. However, the threat of disqualification due to the accumulation of penalty points on the UK motorist's driving licence is ever present, and for many, it will undoubtedly be the speed camera which will be responsible. In some areas of the UK, motorists have openly demonstrated their opposition to these 'fund raising' devices. Some have vented their anger by defacing or setting fire to cameras and some have successfully won their speeding cases in the courts. The clear message to motorists is, don't just accept it, fight back. More recently, vital information has been made available to drivers to enable them to 'know their rights', in the event of facing a speeding fine or even a ban. It would appear that even the lucrative safety camera 'money spinner' operation has a few flaws and loopholes. Every motorist who values their driving licence would be well advised to find out more about the information now becoming openly available. It's not often the ordinary UK driver has an opportunity to fight back and protect their precious permit, affording them the absolute freedom to travel. Tony Harper.

About The Author
Tony Harper is a senior partner with The Lexington Partnership, an organisation dedicated to helping the UK motorist protect their driving licence. http://www.HowToProtectYourDrivingLicence.co.uk

The On Time Electronic Starter Interrupt Device

The On Time® car device and car system or Starter Interrupt is actually a creation of Payment Protection Systems. The ON TIME system is a legal electronic payment protection unit that uses microprocessor-based technology to turn credit-challenged prospects into paying customers who pay in a timely manner. ON TIME will remind the vehicle operator when payments are due, and it will disable the vehicle if payments are not made. This creation actually is a patented starter interrupt unit. The starter interrupt (also known as ignition interlocks) is an electronic device which cuts off power to the cars starter if it does not get reset regularly. Each time a customer makes a payment they get a new code which resets the starter interrupt and lets them keep driving. As an example, payment reminder systems are seen as a way to make the purchaser pay in a timely manner. This does happen -- the threat of not being able to use the car does make the car payment a higher priority for the purchaser. But the real mechanism behind this change is often not the customer, but rather the collector. Payments cannot be made later because 'the computer' will shut off the car. The collector is incapable of extending deadlines, leading to better account currency numbers. This is a fact that is largely indisputable. If the collector can't provide a way to extend deadlines, they aren't extended. The Key Pad system (right) visually reminds customers of their payment status. An LED will flash green to confirm when payments are current. When a payment is due, the flashing LED will turn yellow, and the customer will be aware that a payment must be made. It all started back in the United States. Auto dealers as well as finance companies were having a hard time keeping their profits up because of some customers who were what they called financially challenged. The On Time® car device became their rescuer. And now, this car device (Starter Interrupt) is out to save more auto dealers and finance companies in the United Kingdom.

About The Author
Sameer Hiliary For more information and details please visit us at: http://www.eraddllc.com

5 Ways To Avoid Getting Ripped Off When Buying A Car

If you are like most people today, buying a car is not on your list of “Top ten most enjoyable experiences.” The negative connotation that the automotive industry carries is directly related to how business is conducted. The back and forth games played by the salesperson and manager are designed to maximize dealer profits, ultimately leaving the customer browbeaten and disgusted. However, the dealer knows that the reason the customer is in front of them is because they NEED a car. The dealer has the advantage. However, going into the dealership as an informed and prepared consumer turns the tables on them. Here is an abbreviated guide to saving yourself THOUSANDS on your next car. 1. Understand the Game. Know that when stepping foot inside a dealership, you have just entered what they call their “control zone.” The entire sales process is specifically calculated to maximize the amount of money you are going to spend. Know that you will not be able to march into a dealership and demand numbers; most dealerships require that you test drive the vehicle before numbers are even considered. Know that when numbers are discussed, the first and second set of numbers that the salesperson comes back with, are NOT the best number. Know that it is a game!!! 2. Research the Vehicle. Go into the dealership with an idea of what the car costs the dealership. Know that you will not pay this number. Everyone is entitled to make a profit. What you should do at this point is decide what you feel is a fair mark-up, and negotiate accordingly. 3. Credit vs. APR. The APR you will pay on your next vehicle, or in the case of leasing: the money factor, is directly proportional to your credit score. The banks and other lending institutions calculate their risk based on your credit score. Generally, a person with good credit is less of a risk, and will therefore will have a lower APR/ monthly payment, and vice versa. Go into the dealership knowing what finance rates are available. You can check today’s real time best rates here. 4. Trade Value. Go into the dealership with an idea of what your trade is worth. Kelly Blue Book is one of the leading sources for this information. However, I caution you in taking what KBB quotes as gold. KBB does not sell cars and is not used by the automotive industry. The dealerships use the values that the cars are selling for at auction. If the dealer is unable to sell the car on their lot, they take them to auction. Therefore, dealers are for the most part, unwilling to pay more than the auction prices. KBB is generally anywhere from $1500-$2500 higher than the auction pricing. 5. Consult Professional Car Buyers. Yes, they do exist. They are known as Auto Brokers. Generally retired auto salesman, brokers are able to bypass all of the legwork that was described previously. They have excellent knowledge of the GAME that is played, but have decided to play on the other team. With the customers interests in mind, they able to get down the bottom line price and cut out the hassles involved in the process. We recommend Negotiation Free Inc. because they are like no other broker. They do not charge the customer for their services. They are 100% compensated out of advertising expenses that the dealerships allocate for every car. Because it costs the dealership nothing to sell the car, they are able to use the advertising fund to compensate Negotiation Free. You can research Negotiation Free by visiting their website http://www.NegotiationFree.com. Purchasing your next vehicle should not be the grueling the process that you have come to understand. By preparing yourself, and enlisting the knowledge of professionals, the purchase of your next car is going to be not only an exciting but enjoyable process.

About The Author
Ben Hefflinger is Vice president of http://negotiationfree.com and carries over ten years in the auto industry.

Bad Credit Car Loans Make Car Buying Easy For Bad Creditors

Does bad credit really has anything to do with a car? The answer says that it has nothing to do with a car. Still, most of the bad credit holders are found to be in puzzle whenever they are in a thought of buying a car. It is obvious however, not justified. It is not justified because when you have loans like bad credit car loans why you should get puzzled at all? There is nothing to worry when you are buying a car, at least don’t get afraid of the bad credit stint you have got. Bad credit car loans are there to hook you off any money lacking when you are going to buy your chosen car. This car can be of any type, of any brand. For all, you can have bad credit car loans. However, bad credit car loans are also advanced for buying any old car apart from the new car. Here you are also getting a whopping 90% of your requirement as car loans for a term ranging over 2 to 7 years. And, this huge amount has hardly anything to do with your bad credit rating. There is a huge galaxy of car loan providers waiting for you online to give you the bad credit car loans at cheap rates. Interest rates become cheap in the web market, first because there is large chunk of lenders aggravating the competition among them which makes the rates cheap enough. Also, you will have a large array of choices to find the right deal. Again, there is another benefit of going online. Here, the bad credit car loans are only clicks way from you. You have only to fill a small application form and get the best of loan quotes before you. However, loans become incredibly cheap when they are secured in nature. In secured bad credit car loans, your collateral playing as the security of the lenders gives you the cheap loans. Unsecured bad credit car loans are also no less. They offer you the bad credit car loans without charging any collateral. Bad credit car loans have done a great thing by simply putting forward car loans to the bad credit holders who otherwise would have remained puzzled for ever. Now, the puzzle is over as the bad credit car loans are there.

About The Author
Julia Russell works as an executive in financial department for Secured Car Finance. She has a lot of experience in finance field. To find Bad credit car loans, secured car finance, used car finance, new car finance, personal car finance, online car finance, car loans visit http://www.securedcarfinance.co.uk/

Buying Car Finance Is Easy With Online Facility and Security Assurance

Buying a car is not so tough if you have got enough money in your pocket. But, buying it becomes somewhat difficult when you don’t have the pocket full. So, what you should do when don’t have the bucks you need for buying your car? Well, when buying car finance is not a tough job, why should you quiver at all? Buying car finance is easy since it is available online. Most of the lenders of car finance keep the web flocked because the car finance processing becomes real easy there. There is no paper work involved in the online processing. So, most of the lenders as well as the borrowers prefer to be there. The lender’s reason is explained, and the borrowers go there because there are lenders there in a mass. So, it is obvious that the rates will be cheap there. Borrowers have got more choices of easy buying car finance and compare from a large number of quotes. So, buying car finance is easy there. If you go for buying car finance, it is of two types, both the secured and unsecured. If you go for the secured one, you have to pledge collateral in lieu of which you will get easy terms and low rates as well. However, buying unsecured car finance also means that you can grab the benefit of fiancé without any collateral. You can go for buying car finance for a term ranging anywhere between 2 to 7 years while the amount advanced goes up to a whopping 90% to 100% of your requirement. Also, you can go for buying car finance for any car of your choice. It can be a new one or old one or it can be of any brand. Moreover, buying car finance is not only easy for the people with shining credit chart, but also for the bad credit holders. Only they have to pay the interest rates with a slight surge. Yet, this remains modest because of the online platform. So, buying car finance is always easy, whatever be your position.

About The Author
John Marshall is a financial analyst at Online Car Finance. In recent years he has taken up to provide independant financial advice through his informative articles. To find Buying Car Finance, bad credit car financing, cheap car finance, bad credit car finance, car finance loan, used car financing visit http://www.onlinecarfinanceuk.net

What Is A Car's Real Trade-in Value?

We all have the same goal when it comes to buying a car and making sure we get the most possible for our trade-in. At the least, we want to make sure that we're not being taken advantage of. So, with the advent of the internet and the myriad of car information now available to us, we point ourselves over to Kelley Blue Book to find this all-important value. Later, when we're actually negotiating with a Dealer, we find it's not quite this easy. The Dealer's trade-in figure is lower than the one we got from the internet. So, we whip it out and ask for an explanation, and rightfully so. The truth of the matter is that a vehicle's "trade-in value" is not a number that is simply black and white. It's quite "gray" actually. You see, it's not unlike valuing your own home. What is your home worth? Well, you can get a ballpark idea ... maybe a general price range. But a precise and fair figure? Nope. Why? Because there are a number of other factors that determine "value". What have similar homes (or cars) sold for recently? How long did it take them to sell? Is demand currently strong? Weak? Somewhere in between? What's the premium currently being paid for extra features such as a pool or a shed (sunroof or leather)? A Dealer tries to access such issues, and of necessity, "opinion" and "subjectiveness" are going to play a significant role. And much the same way as having your house appraised for a loan, you'll get different answers from different "experts". Another factor is very fluid. The Dealer will certainly check what similar vehicles have sold for at the wholesale, Dealer-Only car auctions. Have there been a lot of them? Did the bidding of other Dealers indicate local Dealer demand? What could he buy this same car for at the auction? If he's unable to sell it, what price would he likely get for it at the auction? Does he have other similar vehicles in stock that have been difficult to sell? And then, whatever figure the Dealer comes up with, he's going to reduce it a bit further to reduce the risk he's taking in investing in your car. He doesn't want to lose the profit he's making on your new car when selling or disposing of your trade-in. So what's a consumer left to do? Well, unfortunately, it's negotiate, negotiate, negotiate ... as unpleasant as it is. The best alternative, however, is to sell the car on your own. Although this takes additional time and effort, it is often well worthwhile. One way to do this is actually very simple: just put a "For Sale" sign in your back window. We've seen this for years, but now that virtually everyone has a cell phone, it often works quite quickly. Another alternative is to list your vehicle online since people shop for cars on the internet now far more now than reading newspaper classified ads. High traffic sites such as AutoTrader or Cars.com charge in the $40 to $70 range and usually the ad runs until the vehicle is sold.

About The Author
Joshua Rose is an Auto Broker who goes to Florida Car Auctions (http://www.auto-broker-magic.com/Used_Car_Aucti.html) on behalf of car buyers. You can learn about going to wholesale auctions in your own area at http://www.auto-broker-magic.com/car-auction.html.

Car Accessories for Fashion and Security

Do you know the most cost-effective way of making a car flashy and comfy? It is the way of making some additions to it. Car accessories offer a gainful and easy option of doing up a set of wheels. So, don’t worry if your car looks like a box on wheels! You can revamp it with lots of small and cute kits and give it a give a complete new look. You can even make it comfortable from inside and more secured to drive even. The automobile market has endless options on car accessories. Both for interior and exterior add-ons, there are endless options to choose from. From trifle things like tattoos to important accessories like security kits, leading manufacturers have everything on offer. While some accessories can be used as mere fashion, some others can be added to the car to get valuable service from them. Most of these accessories are easily affordable; though a few of them can be expensive. Alarms, central locking, immobilisers are some of the kits that certainly beefs up the security of the car. On the other hand, dash kits, gear knob, car mats, roof boxes etc. serve the purpose of both glamorizing the car and increasing its beauty too. Tattoos and stickers are the accessories mostly used by young people and liked by kids. Seat covers, seat belts are for comfy feeling and security precautions. Car mats are one of the commonest of car accessories. They are available in all variety. Regarding size, colour and style, floor mats offer endless options. Whether for the front or the rear side; or even for the trunk─ there is an exhaustive variety of mats available in the market. They save the floor from damage by preventing liquid penetrate inside. If kept in the trunk, car mats can save goods from damage by keeping tight hold on them
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About The Author
Alexus Devon is an automobile writer specializing in automobile and car accessories (such as car accessories) products and has written authoritative articles on the car accessories industry. He has done his Master in Business Administration and is currently assisting http://directcaraccessories.co.uk as a car accessories specialist.

Go Roomy With Roof Boxes

Do you know that the addition of only one accessory in your car can make a lot of difference? Certainly you would like to know what that amazing thing is! Well, it is nothing but roof boxes. Sitting on the flat top of your car, they make it far more attractive to look at. And at the same time, they make room for extra luggage that you cannot squeeze in the trunk of the car. Roof boxes are available in the virtual world of online shopping with all their variety. Simply browsing through the internet, one can reach to the product of his choice. Sitting anywhere─ in the office or in the car itself, you can take a trip to the avenue of online shopping. A plethora of options will be there for you to choose from. You can take your time, search the right product and compare prices before finally buying anyone. Bikes, fishing rods, wheel chairs and such other tools cannot be accommodated in a box. But they are common accessories and need to be carried with when someone goes for biking or fishing. Under such circumstances, roof racks work as handy alternatives. The equipments that are not collapsible can be fixed on the racks and taken along. Sometimes it is possible to fix roof racks along with boxes. There are boxes of various sizes. When it is necessary to carry things that cannot be squeezed in boxes, you can fix a rack alongside it. In that occasion you have to buy the boxes that leave some space for the racks. The auto accessory market has endless options in this regard. A number of manufacturers are there in the market that makes car accessories. Among the various brands, MOMO Corse stands out easily due to their flashy design and durable quality. Roof boxes from this brand has tremendous craze in the market. The roof boxes made by the company also enjoy equal appeal.

About The Author
Alexus Devon is an automobile writer specializing in automobile and car accessories (such as MOMO Corse) products and has written authoritative articles on the car accessories industry. He has done his Master in Business Administration and is currently assisting http://directcaraccessories.co.uk as a car accessories specialist.

Go Roomy With Roof Boxes

Do you know that the addition of only one accessory in your car can make a lot of difference? Certainly you would like to know what that amazing thing is! Well, it is nothing but roof boxes. Sitting on the flat top of your car, they make it far more attractive to look at. And at the same time, they make room for extra luggage that you cannot squeeze in the trunk of the car. Roof boxes are available in the virtual world of online shopping with all their variety. Simply browsing through the internet, one can reach to the product of his choice. Sitting anywhere─ in the office or in the car itself, you can take a trip to the avenue of online shopping. A plethora of options will be there for you to choose from. You can take your time, search the right product and compare prices before finally buying anyone. Bikes, fishing rods, wheel chairs and such other tools cannot be accommodated in a box. But they are common accessories and need to be carried with when someone goes for biking or fishing. Under such circumstances, roof racks work as handy alternatives. The equipments that are not collapsible can be fixed on the racks and taken along. Sometimes it is possible to fix roof racks along with boxes. There are boxes of various sizes. When it is necessary to carry things that cannot be squeezed in boxes, you can fix a rack alongside it. In that occasion you have to buy the boxes that leave some space for the racks. The auto accessory market has endless options in this regard. A number of manufacturers are there in the market that makes car accessories. Among the various brands, MOMO Corse stands out easily due to their flashy design and durable quality. Roof boxes from this brand has tremendous craze in the market. The roof boxes made by the company also enjoy equal appeal.

About The Author
Alexus Devon is an automobile writer specializing in automobile and car accessories (such as MOMO Corse) products and has written authoritative articles on the car accessories industry. He has done his Master in Business Administration and is currently assisting http://directcaraccessories.co.uk as a car accessories specialist.

Seized Cars For Sale

Seized cars for sale through Government auctions are getting more and more well known these days because most consumers know how hard it can be to get a good deal on a used car. Seized cars are normally put on auction by the state or federal agencies every quarter. Most government seized cars are obtained from individuals that have broken the law, but these types are usually the best deal for seized cars. Usually seized cars are sold as is, so make sure you check out the vehicle as much as possible before purchasing it. If possible you also should check the Kelly blue book to get a value on the seized cars you are thinking of bidding on. Most seized car sales will allow you a quick inspection of the car before the transaction has been completed, so it's wise to have someone with"mechanic knowledge" by your side. Usually cars offered for sale in government seized car sales are clean and ready to go. Law enforcement agencies are also a great resource to find seized cars for sale, though the Law enforcement seized car sales are held at different times for the different agencies, so timing is very important with these sales. Generally seized cars can be sold at as much as 90% off the suggested retail prices. Some seized car sales have models that are only a year or two old so finding cars in excellent condition is quite possible, there are some great deals whether your buying for personal or business use. If your thinking of starting a business with seized cars for sale, it is imperative that you consult with your attorney, and check your state and government offices to determine what licenses, permits, and what type of insurance is required. Then do some research to find out what the most popular selling cars are in your area before you attend a sale. When your first starting out try and stay away from seized cars that have major mechanical issues or need body work. Updated seized car sales prices, can be found at: http://online-home-works.com/seized-car-sales-prices.html

About The Author
Ruca Martin is a online marketeer, and article writer since 2002. http://online-home-works.com/seized-car-sales-prices.html

Used Motorhome Checklist: Points To Save Your Money

Buying an used motorhome can be sometimes very hectic and isn't simple. It can become very difficult when you are planning to live in the motorhome for any amount of time. For this reason, it is always essential to have some important checklists to go over to see any problems you might be facing after buying a used RV Motorhome. Sellers usually don't tell you the problems they know of, as the saying goes "Buyers Beware". The dealer will make his commission no matter how long the RV was in use, so it is up to you to make sure you get the best deal. Not to waste any more time, some key points have been presented to look over when planning to buy a used motorhome. Checking the Engine and Oil Engine and Oil is the lifeblood for any vehicle. Checking the oil would be a great start to ensure the condition of the engine. If the oil smells burnt, you may have a problem on your hands. Rust Condition Rust is the natural breakdown of iron and metal. RVs travelling in those parts of the country having snow and salt will be more prone to rust. Purchasing used motor homes from the south can help this rust problem, but they will cost a bit more. If there is structural rust on the frames, it is better to avoid those motorhomes as they are at their end of life. Service Records Service records will show the proper maintenance of the motorhome maintained by the previous user. It will also show you the number of previous user of that RV. And if they fail to provide any paperwork, its advisable not to settle for that used motorhome. Motorhome Financing Finance companies offer better options for certain RV builders, on certain models especially those that have low depreciation. The purchase of an used motorhome should be done without a thorough inspection of the finance options attached to that RV. According to me, learning enough about used motorhomes to make an educated buying decision is just another good common sense. What you learn before you get the used motorhome will certainly carry over into what you will need to know to keep your motorhome in proper shape.

About The Author
Sam D'Costa is well known professional in Online Marketing and web promotions. http://www.rv-n-motorhomes.com/

Car Accessories: Necessity of Both the New and Used Cars

One of the easiest ways of making your car look swanky is to add some accessories to it. The market is fraught with cool and cute kits that can increase the glamour of an auto to a greater degree. Manufactured in nice designs and available in fluorescent colours, these car accessories are sold at reasonable price. Whether a flashy new car or a used one is to be decorated, there are accessories that will match with its design and jell with its colour. Yet, not all car accessories are meant for beautifying a set of wheels. Some car accessories are for the purpose of security. Some others are there for sheer necessity. Without both these type of add-ons, a car will remain far from being a pleasure to drive. Without adequate security kits, you may have to be in tension while driving the car. Sans the exigent ones, you will fail to feel at home. One accessory that is exigent for the car but not contribute that much in accentuating it is floor mats. Without car mats the floor of the car is most likely to be damaged. There lies the danger of liquid falling on the floor and cause rusting. This ultimately results in the damage of the floor. Putting some good quality mats on the floor of the car is the best way to overcome this threat. If you feel that your car need some add-ons but you do not have time to go to the market and buy the necessary accessories, you can log on to the internet. A plethora of options will be there for you on car accessories. A number of online shops deal in auto kits. Simply browsing through the sites of a few of them, you can gather enough knowledge as to which accessory to buy and how to buy them at the best price.

About The Author
Alexus Devon is an automobile writer specializing in automobile and car accessories (such as car accessories) products and has written authoritative articles on the car accessories industry. He has done his Master in Business Administration and is currently assisting http://directcaraccessories.co.uk as a car accessories specialist.

Buy a Style Icon, Buy Long Island Infiniti

Are you looking to change your car? Have searched enough and not getting the desired one? If you are one of them who are desperate to buy a new car but postponing it because of not being able to find the right combination of your choice, stop searching! Because long island infinity is there to fulfill your dream of having a perfect combination of elegant looks and high performance. Long island infiniti is the answer to your all questions and expectations as it is a member of most popular and loved range of cars. Today automobile industry has grown a lot and market is packed with variety of models of cars. In such a situation it is very difficult to decide which car will meet our requirements either it is issue of luxury or performance. Infiniti range of cars offers superior luxury as well as high performance. Long island infiniti incorporates high-tech features, better mileage and royal looks in a single body so that you may get a smile of satisfaction. The first effort you will have to make is that find an infiniti car dealer who sells infiniti range of cars. Internet is also a good source to find out long island infiniti car dealers. Most dealers have a web presence and you can take a look at the collection which they have with them. Long Island infiniti dealers have a good inventory of cars in their collection and you are sure to find out that suits your choice and budget. Long island infiniti car dealers offer cars that really suit every budget every class and every fashion. What if you have bought infiniti and facing a lot of problems in its maintenance? As Infiniti is immerging as the most liked brand and people are using it from its first model till the latest, its maintenance issue becomes an important aspect. Long island car dealers have solution for that as they offer infinity parts and machineries so that people who are enjoying it for years may not face any difficulty. If you are not in a condition to afford a brand new car then the used car is the best one. All prices are according to the condition of cars. It’s better to buy a used long island infiniti car from the dealer so that you can be assured of the rest things. Long island infiniti is your ultimate destination to make your dream true of having a luxury and stylish car. Buy a long island infiniti car only from a dealer where you can get reliable services with satisfaction. Long island Infiniti is all about magnificence, style and elegance. Having an infiniti means you can enjoy a smooth driving experience in the real sense. No doubt that long island infiniti is giving new meaning to the dream of having the most luxurious and stylish car. So buy long island infiniti and change your dream into reality. If you find a genuine infiniti dealer operating in your city, you do not need to think of anything else, just go ahead and buy the car of your dreams.

About The Author
Tim Johrer has a special interest towards luxury cars and knows that the level of class defines luxury cars.He provides information to customers about different range of Infiniti cars.For more information related to Millennium Infiniti and Long island infiniti visit http://www.millenniuminfiniti.com